Black Couple, Owners Of $100M Private Mortgage Bank, Launch New Youth Investment ...


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"It's one thing to teach a child how money works and the importance of financial literacy; however, that knowledge and information in the hands of a child, while it may impact their overall outlook on how to shape opportunities for their future, is often-times left as a seed that has no soil in which to germinate and grow.

We must be the soil, water, and light for their knowledge seed, and that is what we intend to do with this program."

Those are the words of Troy and Ebony Smith, founders of G1 Investment, the only private lender with $100 million in lending capacity in Charles County, Maryland, the wealthiest Black county in America.

The Smiths have just launched the Youth Investment Program Series 1 (YIPs1), a free initiative where children ages 7 to 17 can unite and illustrate the power of pooling economic resources and learn the intricate details of becoming a lender and real estate investor.

Each student will receive a digital monthly case-study curriculum package based on their education level that will do a deep dive into a recent mortgage transaction or a real estate investment purchase.

The curriculum includes learning Finance Terms, which encourages them to learn words beyond what the modern school system teaches; Math Problems, which encourages them to appreciate how math is used

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